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Pricing

One plan, one price.

EnoughDay is annual-only because retirement plans compound over years, not billing cycles.

Premium

7-day full trial

No card required

£69 first year

Renews at £89/year unless cancelled

First-year equivalent: about £5.80 a month, billed annually.

Continue with the free app

Free versus the plan

What the annual plan adds.

The free tier models one scenario, end to end. The plan opens up the confidence, comparison and search tools below — the same engine, more of it.

CapabilityFree£69 first year
One scenario, modelled end to endIncludedIncluded
Success rate across 5,000 simulated futures, with fan-chart percentilesIncluded
Safe-spending searchIncluded
Withdrawal-order comparison and policy explorerIncluded
“Make it work” solver: retirement age and spending leversIncluded
Couples: partner income, pensions and survivor what-ifsIncluded
Home, mortgage and downsizing in the plan and the estateIncluded
Estate and inheritance-tax view (April 2027 pension change)Included
Retirement paycheck: year-by-year withdrawals and taxIncluded
Budget and tax-year comparison; named snapshots and audit export; print-ready reportIncluded

Success rate across 5,000 simulated futures

The plan runs 5,000 seeded market futures and reports how often your spending lasts to the horizon, with a fan chart showing the p10–p90 range around the median. A single deterministic line becomes a success rate you can weigh.

Safe-spending search

The plan searches for the highest spending your pots sustain to the horizon on the assumptions you set, then shows the working behind the figure.

Withdrawal-order comparison and policy explorer

Every withdrawal ordering runs through the full UK tax code and is ranked by lifetime tax and plan success, the way the landing table shows. You see which order wins for your household, and by how much.

“Make it work” solver

Set the outcome you want and the solver searches the levers that reach it — the retirement age or the spending level — instead of leaving you to guess and re-run by hand.

Couples: partner income, pensions and survivor what-ifs

Model two people, their salaries, pensions and allowances together, and run a survivor what-if to see how the plan holds if one partner dies first.

Home, mortgage and downsizing

Bring a primary home, its mortgage and an optional downsize into both the plan and the estate, so housing equity is part of the picture rather than a footnote.

Estate and inheritance-tax view

See the estate and its inheritance-tax position, including the April 2027 change that brings unused pensions into inheritance tax.

Retirement paycheck

Read the plan as a retirement paycheck: year by year, where each pound is drawn from and the tax it carries.

Comparison, snapshots and the print-ready report

Compare two plans or two tax years side by side, keep named snapshots and export the audit trail of every change, and print a plan report you can take into a conversation with a professional. Automatic version history — list, restore and compare — is free once you are signed in.

Pricing FAQ

How does the trial and annual price work?

Your first saved plan starts one seven-day full trial. No card is required. After the trial, the annual plan is £69 for the first year and renews at £89 a year unless cancelled.

Is there a monthly tier?

No. EnoughDay is annual-only: one plan, one price.

How do payments work?

Payments are processed by Stripe. Card details are entered with Stripe directly and never touch our servers.

How do I cancel?

You can cancel yourself from your account settings using the “Manage billing” button, which opens the billing portal. No need to contact support. Cancellation takes effect at the end of your paid period.

Do I keep my plan history on the free tier?

Yes. Signed in, every save is versioned and restorable, and you can compare any two saves. Named snapshots and the audit-trail export are part of the annual plan.

What stays free?

The public calculators and one full scenario, modelled end to end, stay available without a signup wall. Signed in, that scenario keeps its automatic version history too. The annual plan opens the confidence, comparison and search tools.

Pricing | EnoughDay